Unlock Your Dream Home with AFC Mortgage Group Mortgage Group

Family owned and operated for more than 25 years, AFC Mortgage Group provides personalized mortgage solutions including expert guidance for first-time homebuyers and investors.

Get a Free Quote

Unlock the Advantages

Experience our Benefits

two men talking
check circle

Convenience

Apply for a mortgage online from the comfort of your own home.
star

Expertise

Dedicated experts guide you through the mortgage process for a smooth experience.
runner svg
Speed
Quick pre-approval turnaround helps you move forward with your homebuying plans efficiently.
home image
check circle
Support
Full-service support connects you with professionals to simplify the closing process.
star
Efficiency
Streamlined in-house processing and underwriting minimize delays and provide faster results.

See what our customers are saying

“If you're looking for someone to help you buy your next home, AFC is the best there is! Gaetano, Vito, and their amazing team helped me in purchasing my second home and I couldn't be happier with the service.”
man smiling faceshot
Dean S.
"I couldn't have picked a better company to assist with the purchase of my first home. The AFC team was incredibly attentive, helpful, and supportive! Shoutout to Vito and Gaetano."
woman smiling faceshot
Dean S.
"It was a great pleasure working with AFC to obtain my first home mortgage. Vito, Gaetano, and the team were very knowledgeable and always available to provide information. I will work with them again!"
woman smiling faceshot
Dean S.
"My husband and I had a wonderful experience getting our mortgage for our first home together through AFC Mortgage. Gaetano was incredibly involved, detailed, and helpful"
woman smiling faceshot
Carol-Ann H.
"Thank you for everything you did to help me with the mortgage process. It took me a long time to find the home I wanted- and you were right there with me through it all. "
woman smiling faceshot
Ellen M.
Check us out on Instagram to see more 5 star reviews!
“If you're looking for someone to help you buy your next home, AFC is the best there is! Gaetano, Vito, and their amazing team helped me in purchasing my second home and I couldn't be happier with the service.”
Dean S.
"It was a great pleasure working with AFC to obtain my first home mortgage. Vito, Gaetano, and the team were very knowledgeable and always available to provide information. I will work with them again!"
Glory A.
"I couldn't have picked a better company to assist with the purchase of my first home. The AFC team was incredibly attentive, helpful, and supportive! Shoutout to Vito and Gaetano."
Lauren P.
OUR SIMPLE STEPS

We provide personalized mortgage solutions for clients like you!

Learn more

Step

1

Find Out How Much You Can Borrow

Step

2

Select the Right Loan Program

Step

3

Apply for a Loan

The team

You can schedule a call with one of our expert loan professionals that are focused on your needs.

Meet the Team of Loan Experts

Frequently Asked Questions

Why should I choose AFC Mortgage Group?

AFC Mortgage Group provides a truly personalized approach to servicing each borrower’s needs. With over 25 years of experience, AFC Mortgage Group is committed to their core values of empowering each borrower with the opportunity to achieve homeownership and financial stability.

What kind of loans can I get with AFC Mortgage Group?

AFC offers a full range of mortgage products including Conventional, FHA, VA, Special Loan Assistance options, Refinancing, Self-Employed, and Investor oriented programs. We will work with you to develop the best loan strategy targeting your specific needs. Creating a plan that focuses on your unique situation helps save you both money and time.

How can getting pre-approved for a loan help me?

Your mortgage pre-approval will help define the loan amount you can afford and is a powerful tool in the home buying process. A pre-approval can give your offer priority when negotiating. Realtors and sellers will have higher confidence that this deal will go through. Having a pre-approval can also save you time once your loan application has been submitted for final approval, getting you into your new home sooner!

What will I need to apply for a loan?

Your loan team at AFC will help guide you through the documentation needed for your application. In general, this will include paystubs, bank statements, and W-2’s, as well as other documents to support your loan application. AFC Mortgage Group offers loan options to borrowers that may face challenges in securing conventional finances. When these occasions arise, your team will let you know what additional documentation may be needed to help you secure a loan.

What can I expect my closing costs to be?

Closing costs are specific to your individual situation and the targeted loan program, often buyers can expect to pay between 2 – 6%. The total is dependent on things like the loan product, sales price, down payment, points, and any escrow fees. Your loan advisor will be able to give you guidance based on the programs you may qualify for, including VA loan and down payment assistance programs. Prior to closing you’ll receive a closing disclosure that will detail all fees.

Are there any special assistance programs available to me?

Some borrowers may encounter challenges in securing finances due to low income, limited assets, or poor credit history. AFC Mortgage Group provides personalized assistance and helps borrowers understand any specialized loan assistance programs that may address their needs. Your AFC team can also provide credit-building strategies and even help explore alternative funding options.

Rent vs. Buy, what’s better for me?

The decision to rent or buy depends on your long-term goals and financial situation. Historically, homeownership offers the buyer a key financial investment since each monthly mortgage payment will increase your home equity. AFC Mortgage Group can review your specific financial situation and provide you with loan details that allow you to decide which path best serves your needs.

How long will the loan process take?

The length of time to close on a mortgage loan can vary depending on the borrower’s financial situation, property inspections, and appraisals. On average loans will close in 30 to 45 days. AFC Mortgage Group provides each borrower with a small, responsive support team so your loan doesn’t get lost in a maze. Strong communication between all parties and quick turnaround time on documentation will help speed the process, reduce stress, and get you into your new home!

Does AFC Mortgage Group offer loans in my state?

AFC Mortgage Group is currently licensed in 17 states and continues to grow throughout the country. Our Team Page contains a map of our current service areas as well as a list of team members licensed in your state.

Can I get a loan if I’m self-employed?

Yes! We’ve helped many self-employed borrowers close on mortgage loans. In these situations, the borrower provides additional supporting documentation to secure the best possible loan financing. Your loan advisor will walk you through the specific material needed which may include supporting tax documents and statements. We’re here to help you achieve your goal of home ownership.

Take the first step towards your dream home

Become homeowners. AFC Mortgage Group will help you navigate the loan process, secure financing, and purchase your dream home.

Tambien te ayudamos en español, escribenos a soporte@afcmtg.com

Start your journey today